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Other credit cards (the very best ones) gives you that great interest until it is certainly paid — an unbeatable feature on the very best cards. We have just reached the tip of the iceberg, as the remainder of this article will help to further your knowledge of this complex subject. If you can understand this, and you possess balances on other credit cards, this is usually the way to go. 3,165 and you’d still have near three years still left to pay off your costs.